Prepaid Visa & Mastercard
Prepaid Eftpos
Prepaid Visa & Mastercard
Visa Prepaid Cards are a prepaid or stored-value card that carries a certain amount of spending power. Each time the Visa Gift Card is used to make a purchase, the purchase amount is deducted from the card’s available balance. Single load cards cannot be reloaded with more spending power.
To buy Prepaid Visa Cards, also known as Visa Gift Cards, simply click ‘Get a Quote’ and submit your request details. Our Australia-based team will be in touch within 4 business hours to help find the perfect prepaid card solution for your business.
Yes. The Prepaid Visa Card will expire at the end of the month shown on the front of the card. Depending on the card, it will have a life of 12 or 36 months. Whatever value is left on the card after its expiry will not be available to you. We encourage you to use your card before it expires.
Visa Gift Cards can be used 37 million+ retailers worldwide, instore or online.
For single load Prepaid Visa Gift Cards there are no hidden costs. No monthly account fees. No inactive card fees. No fee to activate the card online or over the phone.
If you use a Prepaid Visa Card overseas, a foreign currency conversion fee of 3% of the transaction value will apply.
If you use a Prepaid Visa Card overseas, a foreign currency conversion fee of 3% of the transaction value will apply.
Yes, reloadable Prepaid Visa Cards can be used at ATM’s to withdraw cash.
Yes, cardholders can see and export their Prepaid Visa Card transactions by visiting www.universalgiftcard.com.au.
There are no fees for using your card. Visiting the website to check your card balance or transactions or for any other purpose, is free. Reporting a lost / stolen card is free.
Visa Gift Card terms and conditions can be found on www.universalgiftcard.com.au
Like all payment cards, prepaid cards should be safeguarded, treated like cash. However Prepaid Visa Cards are more secure than cash, because your signature (or a PIN for reloadable cards) is required for a purchase. And if your card is lost or stolen, you can report its loss so it can be disabled and replaced, unlike many store cards.
Prepaid Eftpos
An eftpos card is a prepaid or stored-value Gift Card that carries a certain amount of spending power. Each time the card is used to make a purchase, the purchase amount is deducted from the card’s available balance. Once its value has been exhausted, it cannot be used for more purchases.
Eftpos cards can be used in any store in Australia with an eftpos terminal. Eftpos cards cannot be used overseas, online, over the phone or at ATMs.
No monthly account fees. No inactive card fees. No fee to check your balance over the phone.
No. Sorry, eftpos cards cannot be used at an ATM.
Please select the “savings” account option and enter the PIN shown on the back of the eftpos card.
You will need to supplement the spending power on the card with cash or other payment method accepted by the merchant.
Only the exact value of your purchase will be deducted from the balance on the card, so you can use the card for more purchases later. No change will be given.
There are several possibilities:
1. The amount of the purchase exceeds the available balance.
2. Your card has expired
3. You have entered the incorrect PIN number
4. Reserved funds have not yet been released
5. Some stores do not accept eftpos cards
1. The amount of the purchase exceeds the available balance.
2. Your card has expired
3. You have entered the incorrect PIN number
4. Reserved funds have not yet been released
5. Some stores do not accept eftpos cards
By visiting www.myprepaidcard.com.au. Merchants cannot do a balance enquiry through their point-of-sale system.
Yes – by visiting www.myprepaidcard.com.au
No, your PIN is printed on the back of the card.
No.
Each merchant has its own policy about accepting returned items. If a merchant does accept the return of goods purchased with a prepaid card, then the merchant can process a negative transaction so the spending power of the card is restored. However such credits are not immediate – please check your transaction history on www.MyPrepaidCard.com.au
Yes. It will expire on the date shown on the front of the card.
Whatever value is left on the card after its expiry will be forfeited and not available to you. We encourage you to use your card before it expires.
You should treat your gift card as if it were cash. You are responsible for the safekeeping of your gift card and we do not replace lost or stolen cards.
Please see the terms and conditions here – www.myprepaidcard.com.au/terms-conditions
Please phone 1300 181 032.
Our clients use gift cards for cashbacks or other “thank you” gestures to their customers perhaps for referring new customers. Also as gifts, rewards, prizes or incentives for their employees, re-sellers, survey respondents etc.