Attract and retain good employees with SalaryMax.
A seamless, compliant solution enabling employees to salary sacrifice and spend their pre-tax dollars on approved categories, helping them maximise their earnings further and improve their financial wellbeing.
Choose from
SalaryMax MATE (Meal & Entertainment) Digital Card
SalaryMax Living Expenses
Digital Card
What is SalaryMax?
SalaryMax is a reloadable prepaid card, powered by Mastercard.
Available as a MATE (Meals, Accommodation, Treats and Entertainment) and/or Living Expenses. Our Salary Packaging Card applies rule-based merchant blocking and acceptance to ensure pre-tax dollars can only be spent on ATO-approved categories providing compliance and peace of mind for employers.
Accessing our easy-to-use SalaryMax portal
You can order cards, reload them according to your pay cycle, and view and download transaction history and statements for reporting, record keeping and auditing purposes. Delivered to employees the same-day by SMS.
Valid for 3-years, cards are automatically renewed.
Any remaining employee balance at the end of an FBT year, is swept on to an ATO-approved * single load salary package card giving employees a further 12 months to spend their funds on approved categories.
Cards can be cancelled at any time
e.g. when an employee leaves your company
Customisable with your organisation logo.
Who is SalaryMax for?
Public Benevolent Institutions (PBIs)
Charities
Hospitals
Educational Institutions
Religious Institutions
Trade Unions
Public Benevolent Institutions (PBIs)
Charities
Hospitals
Educational Institutions
Religious Institutions
Trade Unions
How does SalaryMax work?
SalaryMax makes salary sacrificing simple. Through our Client Portal, you have full control over your salary packaging program, from ordering cards to reporting. Here’s how it works:
1. Call or request more information.
Our Australia-based team will be happy to assist with finding the right Salary Packaging solution for you and your employees.
2. Enrol in
SalaryMax
Once onboard, you will gain access to our Client Portal. Your dedicated Account Manager will provide training to get you started.
3. Manage your program with ease
Order SalaryMax prepaid cards for employees, reload them according to your pay cycle, and access the reports you require.
4. Employees access and enjoy their funds
Employees enjoy their funds. Their digital card is delivered via SMS, ready to activate and use instore and online, in-line with ATO-rulings.
Offer your employees a fully compliant, supported, and efficient salary sacrifice solution with SalaryMax. Get started today!
Why choose SalaryMax
Superior service for small to medium businesses
Dedicated Australia-based Account Managers and Customer Support Team, for you and your employees.
Better control
Strict merchant blocking to ensure ATO compliance. We can provide an annual audited statement.
Administrative efficiency
Our superior streamlined solution reduces administration for you, making it easier to offer, track, and rep ort on salary sacrifice benefits.
Low-risk supplier
We are a trusted provider of reliable and compliant prepaid card solutions since 2005.
Financial stability and PCI compliance
We adhere to PCI compliance standards, ensuring secure funds management and data protection.
Benefits to employers
Attract employees
Enhances your compensation packages, making job offers more attractive.
Enhanced employee Wellbeing
Reduce their taxable income and maximise their disposable income.
Higher employee satisfaction
Increases take-home pay and provides access to valuable benefits.
Improved retention
Boosts morale and loyalty, reducing turnover.
Lower payroll tax
Certain benefits may be exempt from payroll tax, reducing employer costs.
FBT savings
FBT-rebatable employers can benefit from reduced fringe benefits tax liabilities.
Stronger employee branding
Reputation as a caring employer, enhanced employer brand – this can help you attract top talent and improve the organisation’s reputation.
Low cost solution
Benefits to employees
Improved financial wellbeing
Lowers income tax by paying for benefits with pre-tax earnings.
More disposable income
Maximises take-home pay, providing more funds for personal use.
End of FBT Year process simplicity
With SalaryMax, unused cardholder funds are automatically transferred to a new single-load card at the end of each FBT year, removing the need for fund returns and minimising administrative tasks. This feature ensures compliance with FBT regulations and simplifies year-end procedures for employers.
Maximise employees earnings while ensuring their salary sacrificed income is spent in line with ATO guidelines today. Request more information about SalaryMax today.