Visa gift cards are the number one gift choice guaranteed to be
loved by everyone. They can be used anywhere in the world that accepts Visa; in-store and online. They give absolute freedom to spend your own way.
Visa PREPAID CARDS
A prepaid Visa can be spent in any of the 25 million stores worldwide and online – wherever Visa is accepted. They are a great alternative to cash and cheques and preferred over store cards. Prepaid Visa cards are uniquely designed and can be customised. If you choose a Visa customised gift card, you can simply print your logo over the top of one of our generic designs, or you can provide us with your own designs. We give you the freedom and flexibility to decide what is best for your organisation. You can choose to have a singleload or reloadable card. With a singleload Visa card, you only load the card one time. A reloadable card can be recharged with funds as many times as you wish.
Visa PREPAID CARD FEATURES:
A Prepaid Visa card is not a credit card; you can only spend the funds that have been loaded onto the card.
The best freedom and flexibility to spend your way
Visa gift cards are accepted worldwide – over 25 million stores and online
Personalise prepaid gift cards
Customise the card design or put your company’s logo on the card. Alternatively, you can choose from one of our brilliant generic designs.
Your choice of singleload or reloadable cards.
WHO ARE THE PREPAID Visa GIFT CARDS SUITED TO?
The Visa gift cards are generally used for cashbacks, rewards, business gifts, or simply to say ‘’thank you.’’ You can reward your customers for referrals and sign ups. You can also use them as a prize or motivation tool for your staff, survey participants and resellers.
BENEFITS TO COMPANY
Instant issuance as you don’t need a bank account or a 100 point check. No lengthy applications or approval process
Allocate business expenditures like sales incentives, employees benefits and corporate gifts.
Prepaid cards are the best and most attractive way to say ‘thank you’
BENEFITS TO EMPLOYEES
Can use in any store Australia wide that accepts Mastercard or Visa
Easy to check card balance or transactions-either online or by phone
Buy whatever, from whomever, whenever
GET THE ULTIMATE CHOICE WITH MASTERCARD AND Visa CARDS TODAY
More remembered and more powerful than cash, store gift cards and gift vouchers
Visa gift cards become a constant reminder of your brand in the wallet.
Save time and money
Easy to order and zero inventory required. Cashback programs can also be fully managed by us. This includes claims and communications. There are zero bank fees associated with prepaid cards
Buy whatever, from whomever, whenever. No unwanted gifts.
Use the card immediately – no need to cash a cheque.
Any card that has been lostcan be replaced.
Sense of pride
Every time the Visa gift card is used, you are remembered by the recipient. Far more memorable than cash which disappears quickly./td>
Your choice of prepaid gift card to suit your needs. Singleload, reloadable, generic, customised. It’s completely up to you.
You choose the value up to $10,000 (Visa & Mastercard) or $1000 (eftpos)
Process of ordering is simplified for your convenience.
HOW OTHER COMPANIES ARE USING MASTERCARD AND Visa?
Refer a friend. upon signing a new customer, both the new customer and the referring employee receive a $50 Visa Prepaid Gift Card
Past & current car owners were sent a $100 branded eftpos Card encouraging them to test drive a new model. Test drives jumped by
Using cheques for cashbacks was limiting and costly. There were no branding or cross selling opportunities. We provided an easy-to-implement client-branded Visa Prepaid Gift Card.
Q. How does the Corporate Prepaid Cards Work?
The Corporate Prepaid Cards is a prepaid or stored-value card that carries a certain amount of spending power. Each time the card is used to make a purchase, the purchase amount is deducted from the card’s available balance. Singleload cards cannot be reloaded with more spending power.
Q. How do I activate a card? Why do I have to do this?
To activate a Plastic Card, please visit www.universalgiftcard.com.au and enter the proxy number (PN number on the back of your card), your 4-digit code which is enclosed in the letter you received with your card and the 3-digit CVV on the back of the card.
To activate a Virtual Card (email delivered), please click on the ACTIVATE NOW button in the email you received with your card and enter the 16 digit card proxy number and your 4-digit code which are in the first email you received with your card and the 3-digit CVV, which for security purposes, arrives in a second email.
To activate a Digital Prepaid Card, follow the instructions and use the link provided in your SMS message to:
1. Open the Universal Gift Card app and enter your mobile number and activation code.
2. Tap “Add to Wallet” to add to your preferred phone wallet.
It’s that simple! Your Digital Mastercard will be added to your Apple Pay, Google Pay or Samsung Pay wallet, ready to Tap and Pay and/or use online.
Q. Does the card have an expiry date?
Yes. It will expire at the end of the month shown on the front of the card. This means that most cards have a life of about 12 months. Whatever value is left on the card after its expiry will not be available to you. We encourage you to use your card before it expires.
Q. What should I do if my card is lost or stolen or damaged?
Phone 1800 174 239 immediately to report a stolen card, so we can stop any subsequent transactions from being authorised. If the balance on the card exceeds $15 at the time you report its loss, you may order a replacement card, which will be loaded with the balance of the lost / stolen / damaged card at the time its loss was reported, less an administration fee of $15.
Q. Where can the card be used? where is it not accepted?
Corporate Prepaid Cardss can be spent in about 500,000 stores in Australia or 25 million stores overseas or for internet purchases — wherever Visa Prepaid Cards are accepted, provided the merchant can process it electronically.
Q. Are there any transactions for which the card cannot be used?
The card can not be used for mail or telephone orders, and we suggest it not be used at automated fuel bowsers.
Q. Are there any fees for using the card or checking the balance?
For single load Prepaid Visa Gift Cards there are no hidden costs:
No monthly account fees
No inactive card fees
No fee to activate the card online or over the phone
There may be a small fee to access your balance over the phone
If you use a Corporate Prepaid Cards overseas, a foreign currency conversion fee of 3% of the transaction value will apply
Q. Can I use the card to get cash from an ATM?
Only reloadable Visa Cards can be used at ATM’s
Q. What if the value of the purchase I want to make is greater than the value / balance on the card?
You will need to supplement the spending power on the card with cash or other payment method accepted by the merchant.
Q. Why might a proposed transaction using Corporate Prepaid Cards be declined?
There are several possibilities:
1. Your card has not been activated
2. Yhe amount of the purchase exceeds the available balance. (Please refer to the following two questions and answers too.)
3. Your card has expired
4. Your card has been reported lost or stolen or has been suspended
5. Reserved funds have not yet been released
6. The signature panel on the back of the card has not been signed, or your signature on the purchase receipt does not match the signature on the back of the card
Q. How can I check the balance – the value left on the card?
By visiting www.universalgiftcard.com.au or by phoning the number shown on the card. Merchants can not do a balance enquiry through their point-of-sale system.
Q. Can I see a list of purchase transaction made with the card?
Yes – by visiting www.universalgiftcard.com.au.
Q. Are there any fees for using the card or checking its balance or transaction?
There are no fees for using your card. Visiting the web site is free – to check your card balance or transactions or for any other purpose. Reporting a lost / stolen card is free, but other phone calls will generally attract a small fee – but you will be advised of that fee and given the chance to hang up before any amount is charged to your card balance. Reloadable cards have a nominal monthly fee, but this is usually paid by our corporate clients, not each cardholder.
Q. Do I have to remember a PIN?
If your card is a singleload card (4249 xxxx):
No. Your card does not have a PIN. But to check your card balance or transaction history, you will need to enter your 4 digit authentication code, generally the dd mm part of your date of birth.
If your card is a reloadable card (4365 xxxx):
Yes. You will need to enter your PIN when making purchases. (Your PIN is NOT the same as your 4 digit authorisation code for logging into our website.) You can reset your PIN on our website at any time.
Q. What happens if I need to return an item to the merchant?
Each merchant has its own policy about accepting returned items. If a merchant does accept the return of goods purchased with a prepaid card, then the merchant can process a negative transaction so the spending power of the card is restored. However such credits are not immediate – please check your transaction history on www.universalgiftcard.com.au
Q. What are the terms and conditions of using Corporate Prepaid Cardss?
Please see the terms and conditions on www.universalgiftcard.com.au
Q. What about Security?
Like all payment cards, prepaid cards should be safeguarded, treated like cash. However Corporate Prepaid Cardss are more secure than cash, because your signature (or a PIN for reloadable cards) is required for a purchase. And if your card is lost or stolen, you can report its loss so it can be disabled and replaced, unlike many store cards.
We adhere to the National Privacy Principles. We will not disclose your personal details to anyone except for the purpose of operating these prepaid card programs, or as required by law. All data transmitted via the internet is encrypted.
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